Australia's Leading Ethical Property Investment Advisory

Build a High-Cashflow Property Portfolio Targeting 8–18% Returns

We build your strategy around your goals, finance and existing portfolio — then help you identify property opportunities designed to produce more income and create positive social impact.

Takes two minutes. No obligation.

Goro Gupta — Founder of Ethical Property Investments
12+Years of experience
200+Properties across Australia
$50M+In co-living projects delivered
40+Properties purchased by Goro and family

As seen in & awarded by

ForbesABC AustraliaNews.com.auChannel 9Stevie Gold AwardTelstra Best of BusinessAustralian Property InvestorTITAN Award

Greater Confidence from Rent-Ready

The Cashflow Safety Net is designed to give you confidence from settlement day.

1

Your eligible property becomes rent-ready.

2

EPI supports the tenant-placement process.

3

If eligible rental income does not exceed the relevant mortgage repayments within the first 60 days, EPI covers the applicable difference under the Cashflow Safety Net terms.

Your portfolio should produce more than equity

This may be relevant if:

  • Your existing properties consume cash every month.
  • You have equity but your borrowing capacity is becoming constrained.
  • Your next property needs to improve your portfolio’s overall income.
  • You don’t want to rely exclusively on future capital growth.
  • You’re considering co-living or SDA but need help assessing the risks.
  • You want a strategy your partner and professional advisers can understand.

The EPI Process

Strategy before property selection. Every engagement follows a tested sequence.

1

Understand your position

Goals, income, existing properties, finance, buffers and concerns.

2

Define the next property’s job

Determine whether it needs to prioritise income, borrowing-capacity support, diversification, growth or impact.

3

Select the strategy

Compare suitable cashflow, co-living, SDA and conventional pathways.

4

Test the opportunity

Assess purchase price, demand, income, expenses, finance, management, fallback use and exit options.

5

Secure the property

Complete due diligence, coordinate relevant professionals and manage the acquisition process.

6

Implement and review

Support rent-ready completion, management handover and future portfolio reviews.

See how we assess property in the real world

Goro walks through the property, income model, tenant demand, operating risks and fallback use — showing what EPI examines before recommending an opportunity.

  • Income model assessment

    How rental income is projected and stress-tested against holding costs.

  • Tenant demand validation

    Evidence that occupancy is sustainable, not assumed.

  • Operating risk and fallback use

    What happens if the primary strategy underperforms — and whether the property still works.

  • Physical property inspection

    Layout, build quality, location context and suitability for the intended strategy.

Goro Gupta walking through a high-cashflow property

Client Results

Hear from investors who have worked with EPI.

Vinnie S.

EPI Client

Harry C.

EPI Client

Salim R.

EPI Client

Investment Strategies

Each pathway addresses a different portfolio need. We help you identify which one fits.

Cashflow-Focused Property

Income priority

For investors whose next property needs to increase income or reduce portfolio holding pressure. Properties delivering +$200 to $2,000/week in cashflow versus traditional negatively-geared properties.

Co-Living

Multiple income streams

For suitable investors seeking multiple income streams from one residential asset. Shared-living spaces designed for convenience, community and affordability with reduced vacancy risk.

Specialist Disability Accommodation

Income + impact

For appropriately positioned investors seeking stronger income potential and measurable social impact. Purpose-built housing funded through the NDIS with returns of 8–15%.

Why Investors Choose Us

  • Strategy is developed before property selection.
  • The property is assessed against finance, demand and holding ability.
  • Social impact must still satisfy EPI's commercial property tests.

Our Team

One of Australia's longest-standing property investment advisors, specialising in guiding clients who value ethical and socially responsible investment options.

Goro Gupta

Goro Gupta

Founder & CEO

Strategic authority. Purchased his first property at 17, now operates four successful businesses including EPI. Co-director of Empowered Liveability, a top 10 disability housing provider nationally. City of Darebin Citizen of the Year nominee. Leads discovery, strategy design and commercial decisions.

“Do good and make money.”

Follow Goro on Instagram
Bill Gupta

Bill Gupta

Property and Structure Mentor

Head mentor for EPI with an extensive personal property portfolio. Specialises in current market investment strategies, portfolio structuring and risk management. City of Darebin Citizen of the Year nominee. Guides clients through property assessment and acquisition strategy.

Social Impact

Our investments fund community housing for at-risk populations — including 55+-year-old women and individuals requiring disability support. Every property makes a difference.

“After we reach a certain level of wealth, it's our responsibility to collectively raise the commonwealth of our nation.”

— Goro Gupta, Founder

Goro Gupta at industry event
Telstra Business Awards
Goro Gupta with Mark Bouris
Goro Gupta with Robert Kiyosaki

Want to see more before we talk?

Explore practical videos on cashflow, co-living, SDA, property selection and portfolio strategy.

How EPI assesses a high-cashflow property

A complete client and property case study

The risks investors should understand

Common Questions

How do you determine which strategy may suit me?
We start by understanding your goals, income, existing properties, finance position and risk tolerance. From there we compare cashflow, co-living, SDA and conventional pathways to identify which approach aligns with your situation.
What does “targeting 8–18% returns” mean?
This refers to the projected yield range across our investment strategies. The actual return depends on the strategy, property, location, finance structure and market conditions. We walk you through the assumptions for every opportunity we present.
What makes a property genuinely cashflow positive?
A cashflow-positive property produces more rental income than its total holding costs — including mortgage repayments, management, insurance, rates and maintenance. You receive income from day one rather than paying out of pocket each month.
What happens if tenant demand changes?
We assess demand, fallback use and exit options before recommending any property. If a property cannot demonstrate sustainable demand under multiple scenarios, it does not pass our assessment process.
How does the Cashflow Safety Net work?
For eligible properties, if rental income does not exceed the relevant mortgage repayments within the first 60 days of being rent-ready, EPI covers the applicable difference under the Cashflow Safety Net terms. Contact us for full eligibility details.
Can my partner or adviser join the conversation?
Yes. We encourage it. If your partner, accountant, broker or adviser has questions, bring them into the conversation and we’ll explain the strategy, assumptions, risks and implementation process.
What happens after I request a Cashflow Discovery Call?
We’ll send you a link to book a time with an EPI Property Strategist. There’s no obligation — the Cashflow Discovery Call helps both sides understand if there’s a good match.
How long does it usually take to secure a property?
Timelines vary by strategy and market conditions. Many properties are secured within 60 days of engagement, though SDA and co-living projects may have longer construction timelines.

Find out what your next property needs to achieve

Request your Cashflow Discovery Call in two minutes. If there appears to be a suitable pathway, you’ll book a time with an EPI Property Strategist.